insurance Team:

Zbigniew Karas




Vice President


magda kaczor



Complimentary Insurance Policy Review

Have you noticed that your insurance bill changes from year to year?  Sometimes from month to month?  Insurance companies have a habit of reviewing your premiums; therefore, you should have a habit of reviewing your insurance policies.

Life Insurance

Life insurance can bring certainty to a very uncertain time in your life.  Would you like to collect guaranteed income during retirement?  Do you ever wonder what would happen if you were suddenly unable to work?  Tax planning, trusts, buy-sell agreements for business…with life insurance, there are limitless possibilities.

Insurance for Individuals

Life is filled with unforeseeable events—a fender bender on the way to work; sudden water damage in your basement…what if you don’t have the right coverage?  The best coverage is not always the cheapest.  It pays to be prepared…

Insurance for Business

As a business owner, its your neck on the line.  Whether your business has a lot of moving parts or its just you and a computer, you had better make sure your investments are protected.  Let us focus on the right policy so you can focus on running your business.