Mortgage Team:

Zbigniew Karas



Agatha weisser (Karas)

Vice President


greg harezga

Loan Consultant


Jack Warpecha

Loan Consultant



Complimentary Mortgage Analysis

Why drive from bank to bank shopping for the best rate when we can do the work for you?  We are an independent mortgage brokerage working with the top lending institutions.  Our specialty is shopping for the best loan terms so you don’t have to.

Credit Coaching & Prequalification

Purchasing real estate is a complicated, time-consuming process.  When you are ready to make the commitment, make U.S. Financial your first stop.  Whether you need a prequalification, you’re ready to close, or you simply want a second opinion, you can leverage our expertise to make the best possible decision.

Mortgage Restructuring & Refinance

Sometimes, you need a do-over.  Are you looking for a better interest rate?  Do you need a lower payment?  Should you take cash out of your home equity?  No matter what the situation, we can help you find a solution.

Commercial Real Estate

Are you sick of your landlord?  Do you need more space for your business?  Being your own landlord may be easier than you think.  We can help you weigh the pros and cons of owning your own commercial space and guide you through the options.